Take Advantage of Your Dental Insurance Before 2014

A lot of people don’t know that you actually save money in the long run when you take advantage of your dental insurance before the year ends. Though some insurance companies operate by a fiscal year, most of them abide the calendar year, meaning as soon as it strikes midnight on December 30, your benefits are long gone.

Unlike your cell phone minutes, your dental benefits do not roll over to the next year. You work hard to earn the benefits you have, accumulating possibly hundreds of dollars only to have it wasted. When you use your benefits before the year is up, you will be able to take advantage of your deductible before it resets. Also, it gives you the ability to use up your annual maximums. One of the more important reasons to take advantage of your dental benefits before the year ends is to take care of dental issues before it gets worse. What may appear to be a simple cavity or discomfort now could turn into something a lot more serious and expensive down the road.

If you are unsure about what your dental benefits may be or when they expire, ask your employer, or use the company handbook as a reference. Either way, being able to use your dental benefits before the year ends is beneficial for your money, and, more importantly, your teeth.

At New Smile Dental, we focus on enhancing and restoring the beauty of your smile with help from the latest dental technology. Dr. Gilbert Lopez treats patients from Fort Smith and Van Buren, AR and surrounding areas. Call us today to schedule your next appointment.