A lot of people
don’t know that you actually save money in the long run when you take advantage
of your dental insurance before the year
ends. Though some insurance companies operate by a fiscal year, most of
them abide the calendar year, meaning as soon as it strikes midnight on
December 30, your benefits are long gone.
Unlike
your cell phone minutes, your dental
benefits do not roll over to the next year. You work hard to earn the benefits you have, accumulating
possibly hundreds of dollars only to have it wasted. When you use your benefits before the year is up, you
will be able to take advantage of your deductible before it resets. Also, it
gives you the ability to use up your annual maximums. One of the more important
reasons to take advantage of your dental
benefits before the year ends is to take care of dental issues before it
gets worse. What may appear to be a simple cavity or discomfort now could turn
into something a lot more serious and expensive down the road.
If
you are unsure about what your dental
benefits may be or when they expire, ask your employer, or use the company
handbook as a reference. Either way, being able to use your dental benefits before the year ends is beneficial for
your money, and, more importantly, your teeth.
At New Smile Dental, we focus on enhancing and restoring the beauty of your
smile with help from the latest dental technology. Dr.
Gilbert Lopez treats patients
from Fort Smith and Van Buren, AR and surrounding areas. Call us today
to schedule your next appointment.
